5 Cyber-security Mistakes and How to Avoid Them

cybersecurity insurance

Cyber-attacks are no longer just a concern for large corporations. In today’s digital world, businesses of every size are potential targets — and the consequences can be devastating. From financial loss and reputational damage to prolonged downtime, a single breach can have long-lasting effects. The good news? Many cyber incidents are preventable through better awareness and stronger cyber hygiene.

Here are five common cyber-security mistakes we see businesses make — and how to avoid them.


1. Relying on Weak or Reused Passwords

It’s easy to rely on simple, easy-to-remember passwords, or even reuse them across multiple platforms. Unfortunately, this practice makes it simple for cyber-criminals to gain unauthorised access.
How to avoid it:
Use strong, unique passwords that combine upper and lowercase letters, numbers, and special characters. Avoid predictable patterns like “password123.” A password manager can help your team create and store secure credentials safely.


2. Ignoring Software Updates

Delaying software updates leaves your systems exposed to known vulnerabilities that hackers can exploit.
How to avoid it:
Enable automatic updates wherever possible — particularly for antivirus and security software. Regularly check for new releases and apply patches promptly to close security gaps before attackers find them.


3. Neglecting Employee Training

Human error remains one of the biggest causes of data breaches. From clicking on phishing links to mishandling data, untrained staff can unintentionally open the door to cyber threats.
How to avoid it:
Provide regular cyber-security training for all employees — not just IT staff. Simulated phishing exercises, real-world examples, and open discussions can make training more engaging and effective. Building a culture of cyber awareness is one of the best defences you can have.


4. Not Using Multi-Factor Authentication (MFA)

A password alone is rarely enough to keep sensitive accounts secure. MFA adds an essential second layer of protection.
How to avoid it:
Enable MFA on all business accounts, devices, and applications that support it — especially those with access to sensitive data. Authentication apps or hardware tokens offer greater protection than SMS codes, and MFA settings should be reviewed regularly.


5. Using Unsecured Public Wi-Fi

Public Wi-Fi networks, such as those in cafés or airports, are a playground for cyber-criminals. Data transmitted over unsecured connections can easily be intercepted.
How to avoid it:
Avoid accessing sensitive information when using public Wi-Fi. Disable automatic connections and file sharing, use a VPN (virtual private network) for encrypted browsing, and ensure your device’s firewall is active.


Final Thoughts

Cyber threats are constantly evolving, but many breaches can be prevented by getting the basics right. By enforcing strong passwords, keeping systems updated, training your staff, using MFA, and avoiding unsecured networks, your business can drastically reduce its exposure to risk.

At Baldersons Insurance, we help businesses protect themselves not only through sound cyber practices but also with tailored cyber-insurance solutions that provide financial protection and expert support in the event of an attack.

Contact us today to learn how we can help strengthen your cyber resilience.

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Established in 1972, Baldersons Insurance, is an insurance brokerage that has been successfully providing a professional and individual service to meet all the insurance needs of both their personal and commercial clients.

In April 2022, we were acquired by Needham Insurance Services as a way to continue our growth and to improve the products available for our clients.

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