The Hidden Risk Facing SMEs: Why Underinsurance Can Be More Costly Than You Think
Many small and medium-sized enterprises (SMEs) only discover they’re underinsured when it’s too late—when a claim arises. At that point, having the wrong cover in place can be the difference between a temporary disruption and permanent closure. Robust insurance cover isn’t just a “safety net”; it’s a cornerstone of effective risk management. A single uninsured […]
Industry-Specific Insurance: Are You Getting the Right Cover?
When it comes to business insurance, one size definitely does not fit all. Every industry faces its own unique risks—and if your insurance doesn’t reflect those specific challenges, you could be unknowingly exposed. At Baldersons Insurance, we work closely with businesses across a wide range of sectors to ensure they’re properly protected. In this blog, […]
What Is Professional Indemnity Insurance – And Why Does Your Business Need It?
No matter how careful or experienced you are, mistakes happen. When they do, the financial and reputational fallout can be severe—especially if you’re providing professional advice or services. That’s where Professional Indemnity (PI) Insurance comes in. At Baldersons Insurance Services, we work with businesses across industries to make sure they’re protected from the unexpected. This […]
The Importance of Cyber Insurance: A Lifeline for SMEs
In a digital age where technology powers nearly every aspect of business operations, cyber threats have become one of the biggest risks for small and medium-sized enterprises (SMEs). With incidents increasing in frequency and complexity, cyber insurance is no longer optional—it’s essential. At Baldersons Insurance, we help businesses of all sizes prepare for, respond to, […]
The Truth About Cheap Business Insurance: What’s the Real Cost?
When it comes to business insurance, many business owners are drawn to the cheapest option. On the surface, it makes sense: why pay more when you can tick the insurance box for less? But in our experience at Baldersons Insurance, going for the cheapest policy often ends up being a costly mistake. Here’s the truth […]
AI, Automation, and the Future of Business Insurance
The business world is changing fast, and so is the insurance industry. Artificial Intelligence (AI) and automation are transforming the way businesses manage risk, handle claims, and choose insurance policies. As technology continues to evolve, businesses must understand how these advancements impact their insurance needs and what the future holds. At Baldersons Insurance, we stay […]
The Rise of Cyber Threats: Does Your Business Insurance Cover You?
Cybercrime is one of the fastest-growing risks facing businesses in 2025. With hackers becoming more sophisticated and the ris of cyber threats, it’s no longer a question of if your business will be targeted but when. Despite this, many businesses still lack adequate cyber insurance, leaving them financially exposed to potentially devastating losses. At Baldersons […]
The Biggest Business Insurance Mistakes (And How to Avoid Them)
At Baldersons Insurance, we’ve seen too many businesses fall into the same costly traps when it comes to their insurance coverage. While business owners are often busy focusing on growth and operations, overlooking critical aspects of insurance can leave them exposed to financial risks. Here are some of the biggest mistakes businesses make with their […]
Key Construction Trends for 2025
The construction industry has faced a turbulent few years, with material shortages, rising costs, and economic uncertainty making it difficult for businesses to plan for the future. However, recent forecasts suggest that 2025 could mark the beginning of a new growth phase. According to the Building Cost Information Service (BCIS), new work output is expected […]
Spreading Joy: A Heartwarming Morning at Mossbrook School
This morning, Joe and Zach from Baldersons Insurance Services delivered 160 selection boxes to Friends of Mossbrook School (FOMS), spreading festive cheer to pupils and staff. The visit gave us a chance to look around the school, meet some of the incredible children, and learn more about the fantastic work being done by FOMS. Mossbrook School, a special […]